A Fool and His Money in Week 4

Move over Kevin Garnett, we have a new No. 1 on Chadam’s “Most Hated Athlete for Gambling Purposes” list: Brett Favre.

Let me explain. I made a much larger wager than I should have last week given my gambling budget. I was bored and thinking about my upcoming trip to Vegas. These things happen. I made a three-team, 10-point teaser on these teams and lines: Panthers (+13.5), Bills (+0.5) and Jets (+18.5).

The Panthers came through for me, but the Bills almost screwed up my wager before the second slate of Sunday games even began. They were 9.5-point home favorites over the Raiders, so with my revised line, all they had to do was win the game. Easier said than done with JaMarcus Russell’s 84-yard bomb to some hick named Johnnie Lee Higgins nearly ruining my day. Thanks to Trent Edwards, the Bills were able to drill a last minute, game-winning field goal, and my bet remained intact. Everything was up to Favre and the Jets in the Monday night game.

I’m not going to lie. I was quietly confident that I would win. I felt pretty good heading into Monday night considering I shouldn’t have had a live wager in the first place, and I was getting 18.5 and Favre against a winless team with a banged up defense.

Yeah, I was wrong. Final score: Jets 29, Chargers 48.

Remember my spread? How about these “highlights” from the game:

  • There were six lead changes, and four of those were in the fourth quarter.
  • New York attempted three onside kicks and recovered one. The Chargers scored touchdowns on both the other attempts, in no small part because of the field position.
  • Brett Favre had FIVE chances to complete a two-point conversion that would have won my bet…and he went 0-5.
  • For the final two-point conversion attempt, the ball was placed six inches from the goal line due to multiple penalties. Tony Kornheiser and I were thinking the same thing: “Wow, six inches…you gotta run a quarterback sneak, right?” I almost died when Favre came out in the shotgun. Of course, the attempt failed.

This was definitely the most devastating gambling loss I have ever experienced. It wasn’t even about the money (though every time I remember the large payout slipping through my fingers, it’s salt in the wound). It was the fact that I was on an emotional rollercoaster for three hours straight while cheering for an enormous wager that I was extremely lucky to have in the first place given the first two games.

Not only will I hate Brett Favre from now until eternity, I am also officially off the Jets’ bandwagon. Screw gambling, I’m taking a break.

But one thing I’m not taking a break from is beating Nick like a rented mule as he collapsed with a 4-12 record in Week 3. I went a respectable 7-9 to tie the season records at 23-23-1 apiece.

Week 4 is the shortest week of the year since Hurricane Ike changed Houston and Baltimore’s bye. Buckle up. Here’s how it goes down Sunday.

Denver Broncos at Kansas City Chiefs

Chadam Takes: Broncos (-9.5) over CHIEFS
The Broncos are going to run up the score early in this one. I know it’s still early, but it looks like Bowe is headed down the Andre Johnson career path: great receiver on a terrible offense with line issues.

Nick Takes: Broncos (-9.5) over CHIEFS
Last week was pretty tough on me. A lot of games were closer than I thought they would be, but does anybody actually believe KC has a chance in this game? They are on a 12-game losing streak from last season. This game has potential for a 10-point teaser.

Cleveland Browns at Cincinnati Bengals

Chadam Takes: BENGALS (-3.5) over Browns
I really just want to see the Browns give Quinn the reigns to see if Nick’s head explodes. Props are needed though. Nick was hating on Brady Quinn before hating on him was cool, before his Notre Dame days.

Nick Takes: BENGALS (-3.5) over Browns
I didn’t think the Browns would do well this year, but I didn’t expect them to be on a record-low pace for points scored in a season. With two teams this bad, I would normally take the points, but the Bengals at least showed signs of life last week in the overtime loss to the Giants.

Houston Texans at Jacksonville Jaguars

Chadam Takes: Texans (+7.5) over JAGUARS
My boy Steve Slaton! What a pimp. This guy pisses excellence in the morning. Thank God the Ahman Green era is almost over.

Nick Takes: Texans (+7.5) over JAGUARS
The Texans always play the Jags close for some reason. This game could easily be a blowout, but the Texans found a RB last weekend in Steve Slaton who should help take some pressure off Matt Schaub. The nagging injuries to Fred Taylor and MJD this week also make me uneasy of picking the Jags to cover.

Arizona Cardinals at New York Jets

Chadam Takes: Cardinals (+2) over JETS
I hate you, Favre.

Nick Takes: Cardinals (+2) over JETS
The Jets are not going to magically change from a 4-12 team into a solid playoff team just because Brett Favre was added to the mix. If they want a chance to be a playoff team, they need to beat teams like Arizona. I personally don’t see it happening though.

San Francisco 49ers at New Orleans Saints

Chadam Takes: SAINTS (-6) over 49ers
News Flash: This won’t be a defensive battle. Don’t hurt yourself jumping off the J.T. O’Sullivan bandwagon after this week.

Nick Takes: 49ers (+6) over SAINTS
The Saints might as well be Seattle Junior the way they keep losing their best receivers. The 49ers look like they actually have some confidence and believe they can win. They haven’t had that since way before the failed Alex Smith experiment.

Atlanta Falcons at Carolina Panthers

Chadam Takes: PANTHERS (-7) over Falcons
I’m not sure Matt Ryan is ready for road games yet. This game is my litmus test for Michael Turner. A good game here will make me a believer.

Nick Takes: PANTHERS (-7) over Falcons
I like this Falcons team. I want them to win, but any team who plays the Lions and the Chiefs will have two wins. As a young team, you might expect the Falcons to have a chance to make a game-tying drive in the fourth quarter, but their inexperience will produce mistakes that turn the game into a blowout. It’s just part of the growing pains for young teams. I expect have the same pains against the Panthers. Count on it.

Minnesota Vikings at Tennessee Titans

Chadam Takes: TITANS (-3) over Vikings
In a week where there aren’t a lot of lines that jump out at me, this game is my favorite game of the week. I think both teams have a similar blueprint, but Tennessee executes it better, especially at home.

Nick Takes: TITANS (-3) over Vikings
I’m tempted to pick the Vikings in this one because they are pretty good against the run, but the Titans defense has been sick so far this season. I’m not ready to congratulate Brad Childress on his brilliant move, starting Gus Frerotte. I still remember what my Dad told me.

Green Bay Packers at Tampa Bay Buccaneers

Chadam Takes: BUCCANEERS (-1) over Packers
This game is really testing my love for the Bucs, but I’ll roll with them here. I think Rodgers will have too much trouble with the underrated Bucs defense.

Nick Takes: Packers (+1) over BUCCANEERS
How many Bucs players can actually spell Buccaneers correctly without looking? Professional sports franchises shouldn’t have names that are hard to spell, even if they have a shorter nickname. Just use the nickname. Also, I don’t consider it a good thing when you need 60+ passes in one game. It just means you suck at running the ball.

Buffalo Bills at St. Louis Rams

Chadam Takes: Bills (-8) over RAMS
Last time I checked, Trent Green can’t pass block any better than Marc Bulger can. The Rams are taking a step sideways here, and since I have nothing else to add, I love how Anheuser-Busch’s impending sale to a European brewery created all of the unexpected backlash from people claiming that drinking Bud is now “anti-American.” Think that has anything to do with the release and heavy promotion of the new Budweiser “American Ale?”

Nick Takes: Bills (-8) over RAMS
Do you ever look back and wonder what you were thinking when you made a decision that is so obviously horrible? That’s how I feel about picking the Rams last week. Right now, I would pick a high school team to cover the spread against the Rams.

Washington Redskins at Dallas Cowboys

Chadam Takes: DALLAS (-11.5) over Redskins
I’m nervous giving up this many points, but Dallas trounced the Packers. The Packers are better than the Redskins, so…

Nick Takes: Redskins (+11.5) over DALLAS
Dallas looks good. There is no doubt about it. But I’ve talked about how much I like Jason Campbell and this Redskins team all season long, and they are starting to back me up. They may not against Dallas, but I expect them to keep it within single digits.

San Diego Chargers at Oakland Raiders

Chadam Takes: Chargers (-7) over RAIDERS
Welcome to the regular season, San Diego! You’re only two weeks late, and you’re just in time to show us how bad the Raiders really are.

Nick Takes: Chargers (-7) over RAIDERS
I hate everything about the Raiders from the owner to their uniform to their QB. They may have surprised everybody in the past two weeks, but they are the same old Raiders. The Chargers found their groove on Monday night, and I expect this game to get out of hand quickly.

Philadelphia Eagles at Chicago Bears

Chadam Takes: Eagles (-3) over BEARS
The only reason Jon Gruden decided to throw 67 times on Chicago has to be that he saw something on tape, right? That guy loves to run the ball. You know Andy Reid will notice the same thing. With Westbrook at less than 100 percent, I’m wondering if Reid will call a single running play.

Nick Takes: Eagles (-3) over BEARS
Assuming McNabb stays healthy this entire game, I like the Eagles in this one. After dropping Big Ben nine times last week, I expect at least five sacks on Kyle Orton this week. The Bears impressed me in their opening game against the Colts but have looked much more mediocre the last two weeks.

Baltimore Ravens at Pittsburgh Steelers

Chadam Takes: Ravens (+7) over STEELERS
There might not be seven points scored in this game. A little change of pace considering the previous Monday nights, huh?

Nick Takes: Ravens (+7) over STEELERS
I like the Ravens in this one because the Steelers offense has struggled these past two weeks against the Browns and the Eagles. The Ravens defense is back to being straight up nasty. The strong running game will be enough to cover Joe Flacco in this one.

Last Week:

Nick: 4-12
Chadam: 7-9

Current Standings after Week 2:

Chadam: 23-23-1
Nick: 23-23-1
Bill Simmons: 23-23-1

A Fool and His Money on 2008 Futures [Win Totals and Over Unders]

Prior to the first snap this season, Chadam and Nick got together and picked a handful of teams that each compulsive gambler believed would perform above or below Vegas’ predicted win total. I locked these picks away in a vault, buried beneath the ground and protected by two very angry, alcoholic monkeys and a crafty ninja cat.

Now that the season is in Week 4, it’s probably safe for me to reveal their picks so that we can mock them as their predictions look like horrible calls later this season. If there is a tie, Nick and Chadam will face the monkeys in a death match with the ninja cat as referee.

Keep in mind that all these picks were made prior to the first snap in Week 1 — prior to Tom Brady’s injury, the Chargers’ 0-2 start, Peyton Manning’s rusty emergence and Seattle’s loss of three receivers. It seems like that was three years ago, but it’s only been three weeks.

Nick’s Futures for the 2008 NFL Season

I’ll admit that Chadam enjoys the future bets more than me, but I saw a few that looked too good to pass up. For those who don’t know, a future bet is when you pick “over” or “under” the win total that Vegas predicts they will have for the season.

Here’s my list of future picks for this season with the number of games Vegas thinks they will win this season and my opinion on how many wins that team will actually get:

San Francisco 49ers — 6 wins — UNDER

There is no way the 49ers get six wins this season. Their easy games against Buffalo and Miami are both on the road, they’ve written off Alex Smith and everybody there is feeling the heat. Great teams rise up under pressure; bad teams fold and hope for next year’s draft to save them.

Seattle Seahawks — 8.5 wins — OVER

Seattle is obviously past their Super Bowl prime of two years ago, but I believe Mike “The Walrus” Holmgren and Matt Hasselbeck still have enough in the tank to get nine wins. The Seahawks get at least five wins from their weak division alone plus games against Buffalo, Tampa Bay and both New Yorks. Throw in an upset of Philly or Washington, and BOOM! They just won me some money.

Denver Broncos — 7.5 wins — OVER

I was shocked to see Denver at 7.5 wins. I definitely think they will be a .500 team or better, even with San Diego in the division. They have a very winnable schedule, and their game at San Diego is the last game of the season when San Diego may not be playing starters as long as their playoff spot is locked up.

Minnesota Vikings — 8.5 wins — UNDER

I was hoping for this number to be higher since everybody seems to be so high on “Purple Jesus” Adrian Peterson, Jared Allen and the up-and-coming Vikings. Yes, they are good in the trenches and have a stud running back, but what happens when Peterson gets injured and they have to count on their non-existent passing game. Also, their murderous schedule has games against the Colts, Titans, Saints, Houston and Jacksonville.

Carolina Panthers — 7.5 wins — OVER

I like these guys to rebound now that lovebirds Jake Delhomme and Steve Smith are back together, albeit starting in Week 3. I like their schedule and new RB Jonathan Stewart, and I just generally like to root for Steve Smith because he still gets nervous and throws up in a bucket before games.

That’s where Nick stands. The Seahawks and 49ers picks might come back to get him. Seeing where he feels the teams will fall this year, let’s see what Chadam has to offer.

Chadam’s Futures for the 2008 NFL Season

Minnesota Vikings — 8.5 games — UNDER

If I was Vegas, I would set this number at 5.5 games. The Vikings will be terrible because Tarvaris Jackson will play like Tarvaris Jackson, and those fantasy football managers who draft Peterson ahead of Westbrook will get what they deserve. Enjoy the top-three draft pick next year, Vikings fans.

Jacksonville Jaguars — 10 games — OVER

I swear I chose my over/unders before I read Bill Simmons’ NFL preview. Whatever. That dude got beat by his pregnant wife for two years in a row making picks. This division is murder row, but I really like the Jags’ game plan — tough D, explosive run game and a passing game strong enough to keep defenses honest. I think they’ll be a Wild Card shoo-in; unlike Bill, I don’t see them toppling the Colts just yet.

Seattle Seahawks — 8.5 games — UNDER

I guess someone has to win this division, right? They’ll win the NFC West with seven wins and get mauled in the first round. It sucks to be you if you had a late July or early August draft and chose Matt Hasselbeck as your starting QB in fantasy football. No receivers or offensive line, and Julius Jones as your strongest offensive threat? Thanks, but no thanks.

Green Bay Packers — 8.5 games — OVER

This is my dark horse Super Bowl choice. I don’t think they’ll drop off at all with Rodgers. The defense is in the top five, and that offense is littered with quality players. Besides, you can count on getting at least five wins from their six NFC North games, right?

Kansas City Chiefs — 5.5 games — UNDER

Has there ever been a top-10 RB that people hate to own more than Larry Johnson? This guy could get 350 carries for 700 yards and 3 TDs, and nobody would bat an eye. If you’re starting QB makes you pine for the days of Damon Huard, you might as well start looking forward to spring training.

New York Jets — 8 games — OVER

B-R-E-T-T! Brett! Brett! Brett! This team has probably been talked about too much. We all know about the QB and offensive line upgrades. Just because those reasons for improvement are overplayed doesn’t make them any less true though. They’ll get nine or ten wins and a Wild Card spot.

Chadam’s Jacksonville and Jets might prove to be his downfall, but we’ll see where things stand at the end of the season.

There you have it. Nick and Chadam’s future picks for 2008. Only time will tell who hits on all their futures. Stay tuned to the Fools. I’m going to try and squeeze past the drunken monkeys to put these picks back in the vault for safekeeping before they wake up bitter and hungover.

A Fool and His Money in Week 3

Last week, Nick and I were on fire. We had identical picks for 12 of the 15 games, and in those games, the two of us went 8-3 with one push.

Sadly, I lost the three picks on which we disagreed. After a sterling 11-3-1 record in Week 2, Nick is now up by three games.

Before we get started, let me explain a bit of what goes on behind the curtain.

While we don’t discuss our picks before we send them in to Jacob each week, Nick and I do watch football together on Sundays with all of our friends and participate in a mutual fantasy football league (with Jacob). It should come as no surprise that our picks and our logic are often similar, but no worries here. I’m going to beat Nick like he owes me money this week.

Here are some stats from the season thus far:

Home Team Winning Outright: 16-15
Favorites: 19-12
Home Team Against the Spread (ATS): 14-16-1
Favorites ATS: 15-14-1


Nothing out of the ordinary. The favorites are winning roughly two-thirds of the games, and the spread splits are very even. We’ll see if the trends continue in Week 3.

Kansas City Chiefs at Atlanta Falcons

Chadam Takes: FALCONS (-5.5) over Chiefs

I wonder if Nick is doubling down on the Chiefs after last week. My condolences go out to L.J. owners — the situation in Kansas City has “Moss in Oakland” written all over it.

Nick Takes: FALCONS (-5.5) over Chiefs

I placed my faith in the Chiefs last week, and they tomahawked any hope I had of winning my bet early on. The Falcons are competing, and I expect Michael “The Burner” Turner to have another good game closer to his Week 1 performance than his Week 2 one.

Oakland Raiders at Buffalo Bills

Chadam Takes: BILLS (-9.5) over Raiders

The Raiders should be getting more points here, especially considering this game is at Buffalo. How long will it be until teams start throwing 11 men in the box against McFadden?

Nick Takes: BILLS (-9.5) over Raiders

The Bills look like they are for real. They’ve beaten two playoff teams from last year convincingly. I don’t expect them to have much trouble with the Raiders while at home. A preemptive congrats to Marshawn Lynch owners in Week 3.

Tampa Bay Buccaneers at Chicago Bears

Chadam Takes: BEARS (-3) over Buccaneers

Even with Hester doubtful for this game, I have to go with Chicago. This one won’t be a barn burner. The over/under is 35.5 points, and I’m thinking less than 30 points will be scored in this game.

Nick Takes: BEARS (-3) over Buccaneers

This game will set the tone for the first half of the season for each of these teams. Both these teams have decent running games, great defenses and QBs they wish they didn’t have to start. The Bears are at home, and that makes the difference in my mind.

Houston Texans at Tennessee Titans

Chadam Takes: Texans (+5) over TITANS

Albert Haynesworth is a monster. That being sad, I think people are sleeping on the Texan’s offense after they faced a great Pittsburgh D and took the fantasy back burner with the unexpected bye week.

Nick Takes: Texans (+5) over TITANS

The Titans have looked really good so far this season, but as a Hurricane Ike evacuee who still hasn’t been able to return home, I have to make the homer pick with the Texans. Houston will need some points from their defense and special teams to make this upset happen.

Carolina Panthers at Minnesota Vikings

Chadam Takes: Panthers (+3.5) over VIKINGS

The Panthers have looked surprisingly good in the first two weeks. With Adrian Peterson limited and potentially out, this pick is a no-brainer. Here’s the real question: how good is Carolina?

Nick Takes: Panthers (+3.5) over VIKINGS

Talk about no respect. The 2-0 Panthers are underdogs against the 0-2 Vikings. I was liking the Vikings in this one until I saw that, and then I heard they are panicking and starting their backup QB, Gus Frerotte. I remember when I was younger, my dad told me only an idiot would bet on Gus Frerotte. Well, Dad, I’m trying…

Miami Dolphins at New England Patriots

Chadam Takes: PATRIOTS (-13) over Dolphins

I really don’t like giving two TDs, but it’s Chad Pennington for crying out loud. Besides, I am warming up to the underdog role the Patriots are taking. Here’s to hoping the home team dominates.

Nick Takes: PATRIOTS (-13) over Dolphins

The Patriots needed some time to get over their long lost lover, Brady, but now it’s time for everything to click with their newest pretty boy, Matt Cassel. Consider this the honeymoon. I’m expecting the Patriots to put up about 50 points in this slaughter game.

Cincinnati Bengals at New York Giants

Chadam Takes: GIANTS (-13) over Bengals

Wow, now that is a spread! I’m only laying the points because I really don’t believe in Palmer anymore. Is he even a top-12 quarterback in real life? Look at his stats for last year minus the insane Week 2 Cleveland game, and his line was 3730 yards, 20 TDs and 18 INTs. That’s Philip Rivers in 2007 (3152-21-15) or Rex Grossman in 2006 (3193-23-20). Food for thought.

Nick Takes: GIANTS (-13) over Bengals

I wonder how bad it feels to be a Bengals fan. They must be the saddest, disappointed and perplexed fans in the nation. Is that really Carson Palmer or is his sister filling in for him?

Arizona Cardinals at Washington Redskins

Chadam Takes: Cardinals (+3) over REDSKINS

This is my favorite pick of the week, and I’m debating hitting up a sperm bank this week to get some extra cash. I’m feeling another vintage Kurt Warner game — 392 yards for three TDs and a pick. Those of you who got him late in drafts are looking pretty smart right now — two thumbs pointed at this guy! (Ed. Note: Eighth round of a 16-round, 14-team draft with less than 10 QBs off the board isn’t exactly late, champ.)

Nick Takes: REDSKINS (-3) over Cardinals

I was looking for a reason to believe in Jason Campbell, and the Redskins delivered in a comeback win against the Saints. I question how the Cards will fair versus a playoff-caliber opponent.

Detroit Lions at San Francisco 49ers

Chadam Takes: 49ERS (-4) over Lions

What a strange game. I never really know what to do when two crappy teams play against each other. I think that San Francisco has a better chance of stopping Kitna & Co. than Detroit has of stopping Gore.

Nick Takes: Lions (+4) over 49ERS

The Lions might be the most talented perennial loser there is in the NFL. They have some sick receivers in “Megatron” (Calvin Johnson) and Roy Williams. Remember when Roy Williams admitted to stiffing pizza delivery guys? That was awesome. I’m picking the Lions just for that.

St. Louis Rams at Seattle Seahawks

Chadam Takes: SEAHAWKS (-9) over Rams

And I will never back the stupid Rams again. (Ed. Note: Chadam picked the Rams last week.) The only other way you could convince me to take Seattle and give nine points is if they were playing Notre Dame. If I set the over/under for sacks on Marc Bulger at seven, would you take the over? I would.

Nick Takes: Rams (+9) over Seahawks

Does anybody actually want to watch this game? I expect the Seahawks to win, but they don’t deserve to be favored by nine points over anyone. I’m sure Chadam won’t take the Rams three weeks in a row, so I’ll take them for the sake of being different than him. Chadam and I only differed on three picks last week, and I was right in all three cases.

New Orleans Saints at Denver Broncos

Chadam Takes: BRONCOS (-5.5) over Saints

Wow, what an offense out there in Denver. Congratulations on making the fantasy playoffs, Cutler owners. I’ll be teasing the hell out of this game.

Nick Takes: BRONCOS (-5.5) over Saints

Is it considered jumping on the bandwagon if I’ve picked them to win their first two weeks? I don’t care, but I’m picking them until they prove me wrong. And will someone please tell Drew Brees to throw Shockey the ball! I reached for Shockey in my fantasy league, and he is not proving me correct so far. (Still, my fantasy team is 2-0.)

Pittsburgh Steelers at Philadelphia Eagles

Chadam Takes: EAGLES (-3) over Steelers

This one is the game of the week, and I could go either way with this pick. Considering the minor questions surrounding Roethlisberger’s health, I’m siding with the home team in this one.

Nick Takes: EAGLES (-3) over Steelers

This game is probably the toughest to pick this week. I like both teams, but the stupid Steelers defied normal logic last week and didn’t kick a field goal late in the game that would have covered the spread. That bad karma is coming back to them this week with a loss to an in-state rival, the Eagles.

Jacksonville Jaguars at Indianapolis Colts

Chadam Takes: Jaguars (+5.5) over COLTS

With three of the Colt’s O linemen injured and their defense (sans Sanders) looking suddenly mediocre, this game doesn’t look as obvious as it might seem given Jacksonville’s struggles the first two weeks.

Nick Takes: COLTS (-5.5) over Jaguars

Looking over my picks, I like the home teams a lot this week. That’s precisely why I like the Colts to cover in this game. They also get Dallas Clark back, which I think will be a big boost. The Jags will have a hint of desperation in their play calling this week that will backfire on them.

Cleveland Browns at Baltimore Ravens

Chadam Takes: RAVENS (-2.5) over Browns

While I think the Browns will bounce back soon, I’ll go against them for one more week. Would people be worried about Braylon Edwards if he hadn’t dropped that 53-yard TD pass in Week 1? I’m buying him. No worries.

Nick Takes: Browns (+2.5) over RAVENS

I don’t like the Browns, but I think they can beat the rookie-led Ravens in this one. The Browns desperately need for Braylon Edwards to break out of his slump in this game.

Dallas Cowboys at Green Bay Packers

Chadam Takes: Cowboys (-3) over PACKERS

Too bad Rodgers can’t face the Lions every week, huh? This game is another favorite spread of mine. Dallas is for real.

Nick Takes: Cowboys (-3) over PACKERS

This one is going to be a good game to watch. I like the Aaron Rodgers and the Packers a lot, but so far, they have only beat winless teams. The Cowboys have looked unstoppable with Marion the Barbarian and Owens. I think the Cowboys get this one, but I’m guessing we’ll see a rematch of these two teams in January.

New York Jets at San Diego Chargers

Updated: Corrected home team and spread on Jets at Chargers. I won’t point fingers.

Chadam Takes: Jets (+8.5) over CHARGERS

I’m still on the Jets bandwagon, so I gotta take the points in this one. While Sproles is good, he’s not even close to a healthy L.T. The Chargers might win this one but definitely not by nine points.

Nick Takes: Jets (+8.5) over CHARGERS

I’ve been flip-flopping on this pick all week. I like the Chargers to win, but I don’t know what to expect from Brett Favre. His gunslinger attitude will either keep it close or blow it wide open. I’m going to say he does enough in the fourth quarter to keep it close.

Last Week:

Nick: 11-3-1
Chadam: 8-6-1

Current Standings after Week 2:

Chadam: 16-14-1
Nick: 19-11-1

A Fool and His Money in Week 2

Well, my distrust in rookie QBs certainly worked out for me. I’m going back for more.

No picks for the Falcons or Ravens this week either. I’ve also noted which bet is my favorite of the week, and coincidentally for Week 2, it’s the first one on the slate.

Green Bay Packers at Detroit Lions

Chadam Takes: Packers (-3) over LIONS

This is my “Rent Money Special.” You guessed it — a spread so good I’m betting my rent money on it.

The Lions got mauled by a Falcons offense — even A.C. Green could score on Detroit. If this game was in Lambeau, I would take out a loan to wager on it.

Nick Takes: Packers (-3) over LIONS

Something is wrong with this line. It’s a crazy trap by Vegas. For some reason, they believe in the Lions and are trying to entice people to pick the Packers.

This gut feeling is the only thing keeping me from betting my entire month’s salary on this game.

Tennessee Titans at Cincinnati Bengals

Chadam Takes: Titans (+1) over BENGALS

Who the hell knows? The Bengals look like they’re a 53-person pickup team, and Kerry Collins’ corpse is starting for the Titans. My choice lies with the best defense, Tennessee.

Nick Takes: Titans (+1) over BENGALS

I think the Titans have a better defense then the Ravens. That’s bad news for the Bungholes who cost me a parlay last week. Young is out, but the Titans have had success with Kerry Collins filling in before.

Oakland Raiders at Kansas City Chiefs

Chadam Takes: CHIEFS (-4) over Raiders

The Chiefs always play above their heads at Arrowhead, and they just got a huge upgrade at QB. (Anyone who owned Huard in 2006 knows what I’m talking about.)

Nick Takes: CHIEFS (-4) over Raiders

I can’t believe Chadam picked the Raiders last week. Haha. I hope he does it again.

I thought the Chiefs looked good in hanging with the Brady-less Pats. Larry Johnson looked healthy, and Jamaal Charles looked great as a change-of-pace back. This Chiefs squad is another team that doesn’t drop off much with its backup filling in at QB.

New Orleans Saints at Washington Redskins

Chadam Takes: Saints (-1) over REDSKINS

That Colston injury came out of nowhere, didn’t it? What a carnage-filled first week.

Anyways, I gotta go with the Saints considering how wacked out the Skins offense looked.

Nick Takes: Saints (-1) over REDSKINS

The Redskins betrayed me last week when I put my faith in Jason Campbell. If they want my trust back, they are going to have to earn it.

Will Drew Brees please throw the ball to my fantasy players Shockey or Colston?! Not that I need it since I was the highest score in the league last week. Suck on that, Jacob! (Ed. Note: I, Jacob, was the second highest scorer. I fear no one — especially now that your Colston is out for awhile.)

New York Giants at St. Louis Rams

Chadam Takes: RAMS (+9) over Giants

This week is the last time I am backing the Rams unless they cover here. If I was either an S-Jax or Holt owner, I would start to get very worried now. Sell for draft day value if you still can.

Nick Takes: Giants (-9) over RAMS

The Rams — another glorious pick by Chadam last week. The Rams are so bad they would have a losing record in the WNBA. If any team is going to change locations soon, it’s them.

I would also like to place a wager that Scott Linehan will be the first coach fired this season.

Indianapolis Colts at Minnesota Vikings

Chadam Takes: Colts (-2) over VIKINGS

Does anybody else agree with me when I say that Addai has gained the injury prone label?

He exited last year’s opener early and was a game-time decision half of the time last year. This season isn’t shaping up any differently. (Ed. Note: Nope, I won’t go there yet.)

Whatever. It’s the Vikings — not like the Colts were going to run the ball much anyway.

Nick Takes: Colts (-2) over VIKINGS

No way the Colts get beat two games in a row. Manning will have shaken off the rust by this week, and he will be ready to go.

I’m a little Jewish in thinking “Purple Jesus” is great but not the ultimate savior. The Vikings won’t make it to the playoffs with their schedule.

Chicago Bears at Carolina Panthers

Chadam Takes: Bears (+3) over PANTHERS

This game would have been my “Rent Money Special” if it weren’t for that ridiculous Packers line.

Until Mike Brown (Bears’ safety) and Tommie Harris (Bears’ nose tackle) have their annual injuries, this defense will be ferocious. Da Bears.

Nick Takes: Bears (+3) over PANTHERS

Don’t act like you’re not impressed. The Bears just put a whooping on everybody’s Midwest favorite, the Colts. Believe me, I’m impressed.

Buffalo Bills at Jacksonville Jaguars

Chadam Takes: Bills (+5.5) over JAGUARS

I put a lot of weight into offensive lines, and the Jaguars only have two of their projected five starters left standing. Besides, the Bills looked downright nasty against the Seahawks.

Watch out for Marcus Stroud’s “revenge game.” He might steamroll the weak Jacksonville interior and actually eat David Garrard.

Nick Takes: Bills (+5.5) over JAGUARS

I still believe in the Jags, but the Bills have done enough to make me believe they can keep it close. The offensive line woes for the Jags will be a real test.

San Francisco 49ers at Seattle Seahawks

Chadam Takes: 49ers (+7) over SEAHAWKS

Ugh, gimme the points. My pick for the Seahawks to win under 8.5 games is looking better by the second. If you have some spare time and live in the Seattle area, I here they’re looking for receivers.

Nick Takes: 49ers (+7) over SEAHAWKS

I wish I could have seen the Seattle-Buffalo game last week so I could have a better read on the Seahawks. The Seahawks are going to have a lot of trouble scoring, and that’s why I like the points in this game. I don’t trust any team that loses by 24 points…to the Bills.

Miami Dolphins at Arizona Cardinals

Chadam Takes: CARDINALS (-6.5) over Dolphins

I like that Arizona offense, especially since they are utilizing Hightower correctly. People are too high on the Dolphins even though they haven’t done anything — and yes, I threw a crappy pun in there.

Nick Takes: CARDINALS (-6.5) over Dolphins

It’s a shame when a team plays better than they really are and still loses, but it wasn’t a fluke that the Dolphins only won one game last year. I like the Cardinals to bring the heat in the desert this Sunday.

New England Patriots at New York Jets

Chadam Takes: JETS (-1.5) over Patriots

Matt Cassel needs to prove himself before I wager on him. End of story. Also, my condolences go out to Wes Welker owners.

Nick Takes: Patriots (+1.5) over JETS

I love this bet. Chadam loves the Jets this year so, hopefully, he chose them to cover the spread. Bill Belichick would sell his firstborn son to beat Eric Mangini and the Jets. The fact that the Patriots aren’t favored to win this game will only inspire them to show no mercy and run up the score.

On a side note, does Matt Cassel not have the sweetest life in the world? He parlayed his high school career into a scholarship at USC. He spent all his time getting some major USC ass while doing nothing for the football team, but he still gets drafted by Patriots and gets a Super Bowl ring.

So he hasn’t started a football game in nine years, but Cassel has a Super Bowl ring and coed track record that would impress Wilt Chamberlain. Life is unfair.

Atlanta Falcons at Tampa Bay Buccaneers

Chadam Takes: BUCS (-7.5) over Falcons

I’m really nervous about giving up that many points to the upstart Dirty Birds, but I’ll give one of my favorite sleepers another week before I change my mind on them.

Nick Takes: BUCS (-7.5) over Falcons

The Bucs are not the Lions. The Bucs will know how to treat a rookie QB. They will force Matt Ryan to beat them and will win the game easily. This game is going to be one of those “Welcome to the NFL” moments for Matt Ryan.

Baltimore Ravens at Houston Texans

Chadam Takes: TEXANS (-4.5) over Ravens

I’m gonna double down against Joe Flacco. If Mario Williams can get to Ben Roethlisberger, he might have six sacks on Sunday. If you need to roll the dice on a waiver wire D/ST, Houston might be an option this week.

Nick Takes: TEXANS (-4.5) over Ravens

The Texans need redemption badly. Super Mario is going to squash Joe Flacco like he is a goomba walking in the wrong direction. Karma is coming back on the rookie QBs this week, and it won’t be pretty.

San Diego Chargers at Denver Broncos

Chadam Takes: BRONCOS (+1.5) over Chargers

The Broncos looked phenomenal on the road against a great passing defense without Brandon Marshall; the Chargers lost a close game at home to a team that was missing their only receiving threat. Not only do I think Denver will win this game, I think they can blow it open. L.T. will tear up that soft Denver front line though.

Nick Takes: BRONCOS (+1.5) over Chargers

I don’t know why, but I have a good feeling about the Broncos all of a sudden. The Chargers didn’t do anything impressive until the fourth quarter, and while I expect them to play with inspiration this week, the Broncos truly believe they can beat anybody at home. That confidence will help them greatly in their quest to take back the AFC West division.

Pittsburgh Steelers at Cleveland Browns

Chadam Takes: Steelers (-6.5) over BROWNS

The Browns defense is on par with the Texans’ D, and look at what the Steelers did to them.

For those who have joined me in the Santonio Holmes Fan Club, here’s to hoping he’s not the third wheel again behind Parker and Ward. Maybe we’ll pool some cash and bribe Big Ben to loft one up the middle for Hines this week…

Nick Takes: Steelers (-6.5) at BROWNS

I loved Dallas in this same position last week. The only difference this week: I think the Steelers are better than the Cowboys. I’m betting a lot on this game even though I fear Braylon Edwards will have a solid bounce-back game. The brown is about to hit the fan in Cleveland.

Philadelphia Eagles at Dallas Cowboys

Chadam Takes: COWBOYS (-7) over Eagles

This game was a tough pick because, in my opinion, these teams are the top two in the NFC. At the end of the day, Dallas is a better team, and they’re playing at home, so they get the nod.

Nick Takes: Eagles (+7) at COWBOYS

Both of these teams looked very good last week. Barber’s status is in question with his bruised ribs. These NFL players are straight up beasts. I can’t imagine how bad the bruising must be to keep a starting NFL RB out of a game. I’m pretty sure I would be eating out of a tube if I took the hits these guys take. I expect a close game, so I’m taking the points.

Current Standings after Week 1:

Chadam: 8-8-0
Nick: 8-8-0

A Fool and His Money in Week 1

Now that we have the explanation out of the way, let’s talk Week 1 picks.

Jacob’s Ed. Note: Note that due to some compulsive gambling this weekend, we didn’t get the Week 1 picks up before the games. If you didn’t notice, congratulations — you rock. Starting Week 2, picks should be up prior to the weekend’s festivities. Now, on with the show…

Enter the Chadam

Hi. My name is Chadam, and I’ll be half of the two-headed team that will be leading you through the crazy world of picking NFL spreads.

Make no mistake; I am hardly what you would call an “expert.” My resume consists of a gambling addiction formed in my high school years, the borderline drinking problem that graces plagues most males in their twenties and the unlawful possession of irrational reasons for loving or hating certain teams and players.

In other words, I’m might be just like you and a large majority of the fantasy football community.

I’m a diehard Texans fan and will never bet against them under any circumstances, so take my analysis of their games with a grain of salt.

Elisha Manning is my sworn enemy and his older brother is a close second, which won’t affect my picks but will almost certainly rear its head in my commentary.

Finally, I’ll be bringing a few stats to the table. I won’t bore you with numbers, but merely alert you to some statistical trends that everybody can utilize, whether you’re in a friendly office pick ‘em pool or a regular weekend gambler.

My goals this year are to correctly pick 54 percent of the spreads, which is my rough estimate of the percentage that will guarantee you a profit against Vegas after taking into account the vigorish on bets, and to finish with a better record than Nick, the other guy.

It’s more than likely that my record will hover around .400, which allows you to insure a profit by choosing the opposite of whatever I do.

Enjoy our lighthearted analysis on the spreads, may your fantasy teams stay healthy this year and all of your sleepers pan out.

Pick Nick (Ed. Note: Get it?)

My name is Nick, and I’m the other guy making picks along with Chadam.

Chadam claims we are not experts, but I disagree. Do we not place our own hard-earned money on the line every week making bets? Did we not go to Vegas last year for the NFL Wild Card playoffs and steal some loot back from Caesar’s Palace?

We put our own money on the line, so I think that makes us experts. That being said, we aren’t experts that you should trust blindly, but we’ll do our best to point out what we think are the best bets each weekend and, hopefully, drop a little gambling knowledge on a few of you sports book virgins.

Consider this week’s picks my first step towards dominating Chadam this year. Enjoy!

A Fool and His Money…

Today, we’ll start with our predictions on the NFL opener Thursday between the Redskins and Giants and the rest of opening weekend.

Washington Redskins at New York Giants

Chadam Takes: GIANTS (-4) over Redskins

Talk about a lack of respect for the defending champs. I am in the camp that believes in the year-after curse for Super Bowl champs (The Steelers in 2006 are a good example) unless they prove otherwise.

That defense is a shadow of last year’s squad, and I can see Plax not trying as hard to stay on the field for all 16 games this year. That being said, Jason Campbell looked awful this preseason, and I think he’s another year from breaking out.

The Giants’ offensive cogs haven’t played enough games yet to be injured (I’m looking at you, Brandon Jacobs), so I think they’ll put enough points on the board to stay comfortably ahead the entire game.

Nick Takes: Redskins (+4) over GIANTS

I like the Redskins with points in the game tonight. I’ve been pretty high on Jason Campbell lately and expect him to have a breakout year despite his shoddy preseason performance. The Giants won’t have anything close to the pass rush they had last year, and I think that’s just what the doctor ordered for Campbell.

He does have one of my many personal sworn enemies on his team, Keenan McCardell, but hopefully, nobody will be counting on anything from him for the rest of his life. That guy cost me a playoff spot in one of my fantasy leagues a few years ago, and I will never forgive him for it. Ever.

Cincinnati Bengals at Baltimore Ravens

Chadam Takes: Bengals (-1.5) over RAVENS

I think the record of rookie QBs in their first game has to be like 0-23968, right? With McGahee questionable, I don’t see where the Ravens’ offensive assault is going to come from in this one — unless, of course, Ray Lewis stabs somebody again.

Nick Takes: Bengals (-1.5) over RAVENS

I don’t like trusting the Bengals defense, but they are going up against an injured running back and a Division II QB who has never played a game in the NFL.

Detroit Lions at Atlanta Falcons

Chadam Takes: Lions (-3) over FALCONS

Did I mention that I hate rookie QBs? You know the Lions are putting up at least 24 points. Do you really believe the Falcons will score 20?

Turner could run for 230 yards in this one though.

Nick Takes: Lions (-3) over FALCONS

I think both teams will do better than they did last year, but the Falcons have too many new faces to mesh together right away.

New York Jets at Miami Dolphins

Chadam Takes: Jets (-3) over DOLPHINS

Poor Pennington. Everywhere he goes people seem to knock him for his girlish arm strength. What a crappy stigma to have.

Can anyone think of a worse fault to have (that’s NFL scouting report related)? Help me out in the comments if you have any ideas.

Nick Takes: DOLPHINS (+3) over Jets

Chad Pennington is going to be mad. The Big Tuna is always mad. Dolphins’ head coach Tony Sparano always looks mad, and Ricky…well, he’s at peace with himself and everybody around him.

I think the Jets need a little more time before Favre is comfortable, and I’m guessing Bill Parcells has no moral problem with asking Pennington about the Jets’ offense. I pick Miami in an upset.

Houston Texans at Pittsburgh Steelers

Chadam Takes: Texans (+6.5) over STEELERS

This pick is more of a homer pick. I think the Steelers have a legit chance of blowing this game wide open. Sadly, since Houston is such a popular sleeper this year, they’re being overhyped in the spreads. Nick might be benefiting this year from my automatic Texans picks.

Nick Takes: STEELERS (-6.5) over Texans

I feel like I know what I’m going to get from the Steelers. I like that.

I don’t feel like I know what I’m going to get from the Texans. I’m going to predict they put just enough points on the board in garbage time to make me nervous but still lose by seven.

Jacksonville Jaguars at Tennessee Titans

Chadam Takes: Jaguars (-3) over TITANS

The most ridiculous line of the day. I love the Jags this year, and hopefully, after creating their fifth turnover of the day, people might respect their defense a little more. Besides, you know the whole team will be JACKED UP to play if Matt Jones is back in the locker room.

Nick Takes: Jaguars (-3) over TITANS

Vince Young is my hero, especially after I saw him down on Sixth Street (in Austin) the other night and because of that whole National Championship thing, too, but I do learn from my mistakes. I’m not betting again on a QB who had a horrible preseason with a new offensive coordinator.

Tampa Bay Buccaneers at New Orleans Saints

Chadam Takes: SAINTS (-3.5) over Buccaneers

I almost chose the Bucs in this one, but I love the Saints’ offense this year. So does Nick apparently — he drafted four Saints in the fantasy football league Jacob and I share with him.

It’s a win-win. I either get a correct pick, or I watch Nick’s fantasy team suck it up and start 0-1.

Nick Takes: Buccaneers (+3.5) over SAINTS

I like the Saints this year, but they are going to be playing in a relatively empty stadium against a very underrated defense. I like the Bucs with the points in this one.

Arizona Cardinals at San Francisco 49ers

Chadam Takes: Cardinals (-2.5) over 49ERS (NINERS)

Every year, the Cardinals are a sleeper, and this year is no exception. I don’t think they’ll come close to the playoffs, but for this game, I’m being suckered in by the Cardinals.

Arizona’s passing game is going to make Martz wonder why he picked such a terrible team for his system (No QB, WRs or offensive line).

Nick Takes: Cardinals (-2.5) over 49ERS (NINERS)

I like this bet a lot. I’m not convinced Mike Martz can fix the 49ers’ sorry offense, and even if he could, it still couldn’t compete with the weapons they are packing in Arizona.

Kansas City Chiefs at New England Patriots

Chadam Takes: NO ONE

Jacob Ed. Note: Chadam, being the smart guy that he is, failed to turn in a pick in this contest. Apparently, he figured it was such a lock for the Patriots that he blocked it out of his mind when he turned in picks this week. Clever, but for the sanctity of his pick record, mark this one up as a miss for Chadam.

Nick Takes: PATRIOTS (-15.5) over Kansas City

I absolutely hate giving anybody 15.5 points, but it’s tough not to like the Patriots in a slaughter over the Chiefs.

Seattle Seahawks at Buffalo Bills

Chadam Takes: BILLS (-1) over Seahawks

I kinda feel bad for Holmgren; his offense will be Bears-esque this year.

Let’s see. He’s lost four of his top-five WRs from last year (Deion Branch, D.J. Hackett, Bobby Engram and Ben Obomanu), replaced the inept Shaun Alexander with the equally-inept Julius Jones, lost two offensive lineman in camp and now Matt Hasselbeck has back problems?

Holmgren’s probably counting down the days until retirement.

Nick Takes: Seahawks (+1) over BILLS

I would have expected to see Seattle favored in this game. Normally, that would make me excited, but for some reason, I’m nervous.

Oh well, you gotta have nerves to be a gambler.

St. Louis Rams at Philadelphia Eagles

Chadam Takes: Rams (+7.5) over EAGLES

Which QB will be injured first? I actually think the Eagles will be great this year, but a healthy Rams team is no pushover either. I say Philly wins by three.

Nick Takes: EAGLES (-7.5) over Rams

I like the Eagles this year and think they could do some damage in the NFC. The Rams are going to have to prove to me that they are capable of staying close with opponents before I even think about betting on them.

Carolina Panthers at San Diego Chargers

Chadam Takes: Panthers (+9) over CHARGERS

How many passing attempts will there be in this game from both teams combined? 20? 25?

With Smith out and Gates not likely to make a significant impact, I’ll go with the underdog and hope I’m right.

Nick Takes: Panthers (+9) over CHARGERS

Not too much to say here. I like San Diego to win, but I don’t feel comfortable giving up nine points.

Dallas Cowboys at Cleveland Browns

Chadam Takes: Cowboys (-5.5) over BROWNS

What a bad matchup for the Browns. Anderson, Edwards and Lewis are all banged up while Dallas is completely healthy with a motivated Pacman (Ed. Note: Now, Chadam, he goes by Adam) Jones?

Money in the bank. God, I hope Nick chose the Browns.

Nick Takes: Cowboys (-5.5) over BROWNS

I hate any team that has anything to do with the flamer that is Brady Quinn, but I don’t need to make this bet out of spite.

Cleveland finished horribly last year, and all their studs are coming of injuries. I’m laying down quite a few bucks on this game and in anticipation of a blowout.

Chicago Bears at Indianapolis Colts

Chadam Takes: COLTS (-9.5) over Bears

I hate to say it, but I think Manning’s knee problems are overblown. Harrison’s problems, however, are not, and my constant drafting of Anthony Gonzalez backs up my assertion. I think this will be a really low-scoring game — like 17-7. And yes, the only points for Chicago come from a Devin Hester punt return.

Nick Takes: Bears (+9.5) over COLTS

To be honest, I don’t like this bet at all. I’m not really sure what to expect in this game.

The Colts will be pumped up in the new stadium but will be missing Jeff Saturday. The Bears have a good defense, special teams and running game, but they have no passing game whatsoever.

When in doubt, I like to take the points.

Minnesota Vikings at Green Bay Packers

Chadam Takes: PACKERS (-2.5) over Vikings

My dark horse NFC champion against the terribly overhyped Vikings? Only three points?

I’m betting my rent money on this one.

Nick Takes: PACKERS (-2.5) over Vikings

Good luck, Aaron Rodgers. You’re going to need it. The Vikings are going to be coming after you hard, but I predict Rodgers will calm down after a miserable first half and bring the Packers back to win it by a field goal.

Denver Broncos at Oakland Raiders

Chadam Takes: RAIDERS (+3) over Broncos

Nnamdi Asomugha, cornerback (CB) for the Raiders (Ed. Note: FYI, Chadam didn’t sneeze), should be a household name. He is so filthy-good I think he was created in a lab with DNA from Champ Bailey.

Anyways, Brandon Marshall should be glad Asomugha is not schooling him Monday night…and Shanahan will torture my soul by starting Selvin Young but letting Andre Hall get 30 carries.

Nick Takes: Broncos (-3) over RAIDERS

I like Oakland’s young nucleus and head coach, but I still think it will take them awhile to learn how to win games. Look for Selvin Young to save the day in this one.

UPDATE: Friday Morning Trash Talkin’

Chadam: This Season: 1-0-0. Games Ahead of Nick: 1.

Nick: So I started off on the wrong foot by picking the Redskins on Thursday night’s opening game. No problem.

I’ll let Chadam brag because it will be the only time this whole season that he will be ahead in the picks.

So congratulations, Chadam. Maybe you and your mom, who you still live with, can go out and celebrate. I’m just going to concentrate on making more money this weekend.

Learn the Lingo: How to Bet on Football

For those who aren’t quite sure on how NFL spreads work, I’ll take you through a little crash course before we begin our weekly column.

Two Ways to Bet

When Las Vegas makes the odds that people bet on for each game, there are two different ways to do it: the “money line” or the “spread.”

For the money line, you just choose the winning team. Depending on how badly the odds makers think the favorite will beat the underdog (the team favored to lose), the amount of money wagered and the payouts vary.

Picking the spread is a little more challenging. Instead of merely picking the winning team in a given game, a handicap is installed.

Spreads are listed with the home team written in caps (Ex: GIANTS (-4) over Redskins). This format is the common way of listing the spread and your pick when you place a bet. The first team listed is your choice, and the handicap is listed next to their name.

Picking the Favorite

In the example, GIANTS (-4) over Redskins, I picked the Giants. The spread is four points in this game, which means for my pick to be correct, the Giants have to win by five points or more. As the favorite to win, they are “giving four points.”

If you are still having trouble grasping this concept, imagine subtracting four points from the total number of points scored by the Giants in the game the game and see if they still win.

For a moment, let’s assume the score of the opening game was Giants 27, Redskins 21. If you picked the Giants and the spread, you would adjust the score to read Giants 23, Redskins 21 (by subtracting four points from the Giants’ score). Even after the four-point handicap, the Giants beat the Redskins, so you would have picked correctly and won your bet.

On the other hand, what if you wanted to take the underdog?

Picking the Underdog

In this new example, Redskins (+4) over GIANTS, you pick the Redskins. As the underdog, they are “getting four points.” For your pick to be correct, the Redskins must beat the Giants or lose by three points or less.

Assume the opening game’s final score was Giants 17, Redskins 14. You read the score as Giants 17, Redskins 18.

After the four-point handicap is assigned, the Redskins have come out ahead, and you have picked correctly and won your bet.

If the score was Redskins 24, Giants 10, then I also would have picked correctly because the Redskins won outright, even without the handicap in their favor.

In addition, if the Giants win by exactly four points, then it is considered a tie, more commonly referred to as a “push.” Frequently, spreads will be listed with half-points (Ex: Cowboys (-6.5) over BROWNS) so that a push is not possible. You either pick correctly or incorrectly depending on the score of the game.

Any Questions?

If you have any more questions about how betting works, leave them in the comments below. Nick or I will do our best to answer them. You can also consult Wikipedia for more information.

Editor’s Note (from Jacob):

If you’ll be following our picks articles here at FantasyFootballFools.com, please note our disclaimer below.

DISCLAIMER: Fantasy Football Fools is intended for entertainment purposes only. Gambling and online gambling are illegal in some locations and readers of Fantasy Football Fools should consult legal counsel regarding the legality of gambling and gaming, online or offline, in their jurisdictions.

Any discussion of bets, gambling or picking winning teams each week is intended only to entertain — just like any references to the elderly or vertically challenged.

No guarantee is made that the information presented is accurate or up to date. Links to other sites should not be construed to mean that the services provided by advertisers are legal in your jurisdiction.

Fantasy Football Fools does not endorse or encourage you to gamble. You probably have enough bad habits already. If you currently reside in a state or country where gambling is illegal, please use the information provided by Fantasy Football Fools only for its entertainment value.

If you are in Vegas…go nuts, pal.

Introducing Two Fools and Their Money

This football season, our highly-respected Best Bets feature (Hint: Don’t ever start betting in Week 16) will be replaced by a column we are going to call A fool and his money… where two compulsive online gamblers will go head-to-head picking the NFL spreads for the entire regular season.

These two moderately delusional individuals will include analysis on each game to help you understand the thought process behind their decisions — including live transcripts of the voices in their head — and trash talk each other’s weekly picks and overall record.

As a teaser for the upcoming column on Week 1 and an introduction to Nick and Chadam, here are their picks for tonight’s game.

Oh, and don’t worry. They’ve already turned in their win totals to me. There will be no cheating based upon the results of the game tonight.

GIANTS (-4) over Redskins: Talk about a lack of respect for the defending champs. I am in the camp that believes in the year-after curse for Super Bowl champs (The Steelers in 2006 are a good example) unless they prove otherwise.

That defense is a shadow of last year’s squad, and I can see Plax not trying as hard to stay on the field for all 16 games this year. That being said, Jason Campbell looked awful this preseason, and I think he’s another year from breaking out.

The Giant’s offensive cogs haven’t played enough games yet to be injured (I’m looking at you, Brandon Jacobs), so I think they’ll put enough points on the board to stay comfortably ahead the entire game.

Look for Nick and Chadam’s picks for overall team records and the remaining Week 1 picks later this weekend.

Best Bets for NFL Week 17

My debut last week wasn’t the greatest, and it isn’t going to get any easier entering week 17 of the regular season. Hopefully, I’ll step my game up and come through in the clutch like a certain Tennessee QB needs to do this weekend–and I’m not talking about Erik Ainge.

Last week’s record: 6-9

Here are my picks for Week 17:

NEW ENGLAND (-14.5) over New York Giants
Giants will be resting starters with their playoff spot locked. New England will be playing for their undefeated season. Look for New England to make a statement heading into the playoffs.

ARIZONA (-7) over St. Louis
Both teams would like to end on a positive note, but I give the advantage to Arizona playing at home for a chance at .500.

Seattle (+2) over ATLANTA
I just can’t not take Seattle and points verse the Atlanta Falcons. I think back-up running back Maurice Morris is playing better than Shaun Alexander anyways.

TAMPA BAY (+2.5) over Carolina
Carolina looked decent versus a Cowboys team trying to lock up home field advantage throughout the playoffs, but the Bucs don’t want to enter the playoffs on a two-game skid. I like the Bucs at home in this one.

Cincinnati (-3) over MIAMI
I was impressed by the Bengals win over the Browns last week. A win this Sunday might keep Marvin Lewis around for another season. At least you didn’t go winless this year, Miami.

San Francisco (+11) over CLEVELAND
Cleveland choked last week, and they know it. San Francisco has been playing well with Shaun Hill at the helm. I like San Francisco to keep it close and have the fourth quarter decide the winner.

GREEN BAY (-4) over Detroit
The Pack has its playoff spot secured thanks to the no-show they pulled last week versus the Bears, but I think the team plays hard under the leadership of Aaron Rodgers, perennial backup as long as ironman Brett Farve is around.

Jacksonville (+4) over HOUSTON
Jacksonville will want to keep their win streak alive, and Quinn Gray is fairly capable at QB having gone 2-1 in his three starts this season. Houston got spanked by a team that had nothing to play for last week.

Minnesota (-3) over DENVER
Minnesota needs this win for a chance to make the playoffs. I thought Denver rolled over for the Chargers on Monday night. Expect Adrian Peterson to get more than the nine carries he had last week.

CHICAGO (+2) over New Orleans
Chicago got a boost of confidence last week, and it wasn’t even because of Devin Hester. Something tells me the Saints aren’t tough enough to grind out a bad weather game in the Windy City.

Kansas City (+6.5) over NEW YORK JETS
Herm Edwards will want to win this game badly. The Jets just want this season to end so they can start thinking about their high pick in next year’s draft.

PHILADELPHIA (-8) over Buffalo
I think Buffalo over-achieved a little this year, and the Eagles underachieved. I like the Eagles to end on a positive note and, hopefully, quell the rumors about Donovan McNabb’s departure.

Pittsburgh (-3.5) over BALTIMORE
I think both teams will play hard in this division game, but in the end, the Ravens extend their league high losing streak to ten.

San Diego (-8) over OAKLAND
JaMarcus Russell will get the first start of his young career in Oakland this weekend. Too bad it’s against a San Diego team that is peaking at the perfect time.

INDIANAPOLIS (+3.5) over Tennessee
Vince Young was clutch throughout his college career with the Longhorns. I expect him to come through in the clutch for the Titans, but I also expect the margin of victory to be a field goal or less.

Dallas (+9.5) over WASHINGTON
I don’t think Dallas wants to see this team in the playoffs, and they will try and knock them out right here. T.O. won’t be playing. Romo will be limited, but backup QB Brad Johnson holds a grudge against the Redskins. I like Dallas in this one.

Are you a betting man?

Oh, fantasy fools, I thought I would never see you again.

This giant Okie snagged me in an alley this week and kept me in a cage listening to Jessica Simpson albums on loop. He fed me only popcorn, and only let me go because I promised to post his best bets for this weekend.

I only wish I had enough information to file a police report. Oh yeah, he told me his name is Nick.

Check out Nick’s “Best Bets” post.

Best Bets for NFL Week 16

Some of us need more reasons to watch the NFL besides love of the game and fantasy football. That’s where sportsbooks come in. I started betting on NFL games this year and have decided to share my weekly picks with you. I’ll keep track, and post my record as the season goes on. Home team is in caps. Here are my picks for Week 16 in the NFL:

Pittsburgh (-7.5) over ST. LOUIS
Pittsburgh will come back with a vengeance after losing their last two games. Cleveland nipping at their heels for the division title provides extra motivation.

CAROLINA (+13) over Dallas
I like Matt Moore’s enthusiasm, and I don’t like T.O. pouting on the sidelines for the past two weeks. Dallas better hope Romo’s thumb heals or they are going to lose all the momentum they worked so hard to build this season, not to mention home field advantage.

ARIZONA (-10.5) over Atlanta
Both teams will be a little deflated with Arizona officially out of the playoffs and the Petrino hangover still hovering around the Falcons. Arizona is at home though and should easily beat a team that had more turnovers (5) than completions (4) last week.

Green Bay (-9) over CHICAGO
This is a simple question of motivation. Green Bay still has a chance to claim home field throughout the playoffs, and the Bears have…a chance to develop Kyle Orton?

CINCINNATI (+3) over Cleveland
Cleveland isn’t used to games that matter at the end of the year, and I’m betting they show their inexperience by letting this away game slip through their fingers.

Kansas City (+4.5) over DETROIT
Detroit is on a six-game losing streak and wondering what happened. Kansas City has some young players like Brodie Croyle and Kolby Smith who are still fighting to make a name for themselves going into the offseason. I like Kansas City in this one.

Houston (+8) over INDIANAPOLIS
This will be an interesting game. The Colts will be resting most of their starters in an attempt to get healthy for the playoffs. The Texans are playing well right now and would relish any chance to beat their annual tormentors, the Colts, even if they aren’t playing all their starters.

JACKSONVILLE (-13) over Oakland
Jacksonville is looking very good right now, and Oakland will be without Justin Fargas, their lone bright spot on a dismal season. Look for a heavy dose of Fred Taylor and a JaMarcus Russell sighting once the Raiders fall behind early.

MINNESOTA (-6.5) over Washington
This pick was a tough one. In the end, it came down to Minnesota’s defense and whether or not Todd Collins could exploit a defense that will be geared up to stop the run. I suspect he can’t.

NEW ENGLAND (-22.5) over Miami
New England just seems like a team that would enjoy stomping Miami right after their first victory of the season. Tom Brady is still chasing Manning’s single season TD record. I expect no less than 5 TD passes from him this weekend.

NEW ORLEANS (-3) over Philadelphia
I really like the Eagles defensive coordinator Jim Johnson, but the Saints will be fighting for a playoff birth and are at home. McNabb won’t be taking any risks as he contemplates where he’ll be playing next year. New Orleans rides Drew Brees and Marques Colston to victory.

BUFFALO (+3) over New York Giants
I like Buffalo in the battle for New York. When I look at the Giants, I just see a mentally soft team. The only Giant who might have some huevos would be Shockey and he is out for the season with a broken leg.

Tampa Bay (-7) over SAN FRANCISCO
Shaun Hill had a good game last week, and I’m happy for him. But there is a big difference between the Bengals and Buc’s defense. Welcome to the real NFL.

New York Jets (+9) over TENNESSEE
Is it a moral victory when you cover the spread and don’t get beat by 24 points? Vince Young looked good last week–too many dropped passes by his receivers though. Titans win but in a close one.

SAN DIEGO (-9) over Denver
Was that really Phillip Rivers completing 27 out of 30 passes last week? San Diego is peaking at just the right time. Getting the ball to LT might have something to do with it.