You’re obviously starting your studs at this point. For many of you, it’s the playoffs. For others, it’s the last week before the playoffs (and you should hate that your championship game is in Week 17, where anything goes).

This week, whether you are in the playoffs are about to be, is a critical one. For the sake of consistent production, you’ll want to go with the guys that have been making your team a winner all season. The last thing you want to do is get beaten because you went out on a limb with your latest waiver wire claim.

As such, I’m not going to give you the normal start or sit list Hot Hands and Cold Shoulders. Instead, we’ll talk through some notes and concerns on players that you might be thinking about starting.

QUARTERBACKS

It’s a great week for quarterbacks, but you should be worried about Shaun Hill and Brett Favre.

We haven’t had a lot of fancy talk here at the top of “A Fool and His Money” these last few weeks, but that’s because, just like any NFL franchise, we focus during this part of the season. The games start to matter more, and we’re ready to get down to business.

Let’s not waste any time.

Cincinnati Bengals at Pittsburgh Steelers

Fools Take: STEELERS (-10.5) over Bengals

Nick says: Did the Bengals defense really hold the Eagles to 13 points in five quarters? The Steelers will win this game, and I’m guessing Cincinnati can’t even keep it close without Ocho Cinco in the lineup.

San Francisco 49ers and Dallas Cowboys

Fools Take: 49ers (+11) over COWBOYS

Nick says: Everything is hunky-dory now that Tony Romo is back in town, right? I’m not convinced he is the answer to all their problems.

Do yourself a favor and forget everything that happened in the first half of the season. As we’ve seen from the past two weeks, not every team is going to bow out of the season quietly. The Chiefs, 49ers and Seahawks might surprise a few top contenders before they put a nail in the 2008 season’s coffin, and the Broncos aren’t ready to fade out.

Denver’s still got it

The ‘Welcome Back’ cards are in the mail to Denver for Jay Cutler, Brandon Marshall, Tony Scheffler and Eddie Royal this week. It appears the potent Denver fantasy offense isn’t quite dead.

As long as the Broncos pass the ball effectively, opposing teams will be forced to pass instead of wasting time running the ball. Maybe it won’t matter that the Broncos couldn’t stop a light breeze for less than five rushing yards.

Unfortunately, the ‘Welcome Back’ cards are probably going to be slowed by all the ‘Get Well Soon’ cards I also sent to Michael Pittman, Andre Hall, Ryan Torain and Selvin Young.

One of my fantasy football teams has done remarkably well through the first half of the season. After starting 5-0, I traded away some of my starters for underperforming stars that I believed would lead me to victory in the second half.

As of this week, I have assembled what I would call the Pro Bowl of fantasy teams. Surviving my bye weeks, this is my starting lineup for Week 9: QB Peyton Manning (but David Garrard might sneak in there); RBs Brian Westbrook, Matt Forte; WRs Larry Fitzgerald, Brandon Marshall, Lee Evans; TE Kellen Winslow; D/ST Arizona Cardinals; K Matt Prater.

And that’s in a 14-team league. I’m projected to score 144.5 points this weekend by the sometimes conservative, sometimes drunk with power ESPN projections.

This should be a good weekend.

Hot Hands

Kyle Orton, QB Bears vs. Lions — What? Orton is tied with Peyton Manning as the No.

There’s a lot of hotness this week, and many players not on a bye might have their best performance of the season for you. My favorite starts are Willis McGahee against Oakland and Chris Johnson against the Colts but even Cedric Benson might break 100 yards this week. Cedric Benson — let that sink in for a second.

As usual, these are just a few players you may not think about starting every week who are bound to do well (Hot Hands), have question marks (Bubble Boys) or fall short of expectations (Cold Shoulders). Start or sit your guys accordingly, and feel free to throw more detailed lineup questions in the comments.

I’ll have answers for all the comments on Saturday night.

Hot Hands

Jason Campbell, QB Redskins vs. Lions — Come on, he plays the Lions. That screams, “Insert giant fantasy week here.”

Donovan McNabb, QB Eagles vs.

Technical difficulties with our Web host had us listed as questionable for Wednesday night, but as you saw Thursday, we showed up to play at game time. We aren’t wishy-washy like Wade Phillips.

If we come into the game to answer your questions on Sunday, consider it a bonus.

Hot Hands

Matt Schaub, QB Texans vs. Lions — Schaub has finally come into his own as the Texans’ starter after a rough beginning to the year. As long as he stays healthy, he’s going to produce with Andre Johnson making plays. Against the Lions this week…yeah, just start him.

Trent Edwards, QB Bills vs. Chargers — Last year, it would have been the worst idea ever to start your concussed QB against the Chargers pass rush — this year, not so much a concern. The Chargers do an opposing QB good (with the exception of Matt Cassel).

It’s about time some of the fantasy studs broke out this year. This week has some matchups to watch. If you ‘bought low’ on guys like Ryan Grant and Maurice Jones-Drew, picked up Deuce McAllister or drafted Bernard Berrian for depth, this week should show you what they’re worth.

For those of you who may have missed the first few weeks of the start or sit breakdown here at the Fools, the “Hot Hands” are players you definitely want to start while “Cold Shoulders” are bums that should leave you hanging this week. The “Bubble Boys” classification points out guys that are somewhere in the middle. They may be (and usually are) good starts, but I still have some concerns about them this week. If you feel that they are your best option, go ahead and start them.

As usual, I’ll be answering sit/start questions in the comments up until the game time on Sunday.

Chadam and Nick had a rough weekend. Nick was swamped last week trying to put together a fantasy lineup that could stop my crushing force of a team in our shared fantasy football league. Unfortunately for Nick, it looks like his efforts were in vain.

Chadam, on the other hand, spent the entire weekend crying uncontrollably because Chris Simms was cut from the Tennessee Titans roster. I’m not exactly sure if that was the reason, but he has a special place in his heart for the spleenless. If he has a better reason than that for why he was unable to get his picks into a cohesive article before Sunday, he’ll have to let you know in the comments.

Chicago Bears at Detroit Lions

Chadam Takes: Bears (-3.5) over LIONS
I think Forte runs for 500 yards, and that’s a conservative guess.

Nick Takes: Bears (-3.5) over LIONS
Does anybody know if Jon Kitna is back? Better question: Does anyone care?